For all investors, one of the most important factors to their long-term success is the appropriate perspective and temperament toward their investments. Each year Morningstar reports on the gap between the investment returns average investors achieve and the overall...
Most investors are familiar with mutual funds or exchange-traded funds (ETFs) that allow individuals to invest in a group of stocks which often track a specific index, such as the S&P 500 index, without having to purchase each stock individually. These funds allow...
Last month, we discussed term life insurance and the important role it plays in protecting your family’s financial future. While term insurance does a great job of providing financial protection in the event of an untimely death, should families use other types of...
For most Americans, retirement is the reward from a lifetime of hard work. Some retirees choose to volunteer or take positions they enjoy while others trade in the daily 8-5 grind for a retirement full of freedom, no alarm clocks, and travel. Between 2010 and 2030,...
At the end of 2023, the Magnificent 7 (Apple, Microsoft, Amazon, Google, NVIDIA, Meta, and Tesla) accounted for 28% of the S&P 500 index. With many of the largest exchange traded funds and mutual funds tracking the S&P 500 index, numerous investors have chosen...
Beginning in March 2022, the Federal Reserve began raising interest rates in an attempt to mitigate high inflation. Over the course of the last two years, the Federal Reserve has raised interest rates 11 times resulting in targeted interest rates that are 5.25% higher...
One year ago, we highlighted a high return and low risk investment, Series I Savings Bonds (I Bonds), which were yielding an annualized 9.62% due to the high inflation rate in the United States. Since then, the inflation rate has decreased and the inflation component...
What does it take to be wealthy? While each person may have a different financial threshold in mind, most people have a similar mental picture of what wealthy looks like. They see a fancy home, nice cars, and lavish vacations enjoyed by someone who sold their company...
We consistently meet with individuals and families, and one of the most frequent questions we receive is whether to invest in real estate. Over the past decade, real estate values have soared which has increased the promotion of the real estate industry. Nearly...
