Mutual funds have long provided a simple way for Americans to diversify their assets and invest for the future. While there are historical examples of pooled investments throughout history, modern mutual funds can trace their roots back to 1924 when the oldest still...
The SECURE Act 2.0 is the newest of recent tax law changes, and it provides opportunities for many families. Beginning with the Tax Cuts and Jobs Act, otherwise known as “Trump Tax Reform” that was passed at the end of 2017, Americans have seen significant new tax...
Many Americans look forward to the day when they can apply for Medicare as their primary health insurance. While Medicare is typically affordable for most participants, families with high incomes are often met by an unwelcome surprise when they realize that Medicare...
Families who are creating a legacy through charitable giving often question whether they are using the most effective approach to fund their charitable goals. Cash is one of the most common ways to make gifts and often occurs by default when a collection bucket is...
For many Americans, saving for retirement is a top priority and ensuring that retirement savings accumulate in the most tax advantaged way is an important step in achieving the retirement of their dreams. For decades, Roth IRA accounts have provided a tax-free option...
A priority for many families who have been financially successful is creating an impact in the world around them and leaving a legacy in areas they are passionate about. This manifests itself in many ways including charitable giving. When our clients express an...
For many individuals, market fluctuations initiate thoughts of concern and worry and create a desire to avoid the uncomfortable psychological effects of market volatility. The natural response for many individuals is to attempt to time the market by selling before it...
Welcome to the second part of our two-part series on how to maximize your Social Security benefits! In our previous post we covered the fundamentals of Social Security with the goal of providing the basic knowledge that is necessary to understand how to get the most...
In the United States, Social Security plays a significant role in our retirement system and is a component of almost everyone’s retirement planning. It is also one of the most complex programs and is rarely understood by most people. The challenging part about Social...
